Enter your monthly spending below. I’ll run the math against FinBedrock’s verified Card Database — real reward rates, real fees, real caps — and show you exactly what each card is worth in Year 1 and Year 2. No guessing, no generic “best cards” lists.
Takes about 30 seconds. No email required to see your results.
How this works
Every card in this tool comes from FinBedrock’s verified Card Database — rates, fees, and caps checked against official issuer terms, not estimated. The math is deterministic: a calculator computes your actual rewards, bonus eligibility, and net value first. The AI only explains and ranks what the numbers already show — it never invents a figure.
Want to dig deeper before you decide? Start here: