Find the Credit Card That Earns You the Most Money
Tell me how you spend money. I’ll run the math and show you exactly which card earns you the most — in dollars, not points.
Free. No signup required. Results in 30 seconds.
11 credit cards — personally held since 2023
$1,250+ earned in sign-up bonuses
$26,700 total credit limit
Zero cards closed
How the AI Card Picker Works
Step 1
Tell me how you spend
Type your monthly spending in plain English. “I spend $500 on groceries, mostly at Costco” is enough.
Step 2
I run the math
The tool calculates estimated rewards across cards that match your profile — in actual dollars, not vague points.
Step 3
Pick your card with confidence
You get the top 3 cards with the numbers behind each recommendation. No fluff. No rankings paid for by banks.
Looking for a Specific Card?
Search by card name, bank, or retailer.
Find the Right Card for How You Actually Spend
Who’s Behind This Site
I’m Nick. I hold 11 credit cards, have earned $1,250+ in sign-up bonuses so far, and haven’t closed a single one since January 2023.
I moved to the US in December 2022 with no credit history and built this from scratch — which means I’ve made the mistakes, done the math, and figured out what actually works for people who want to use cards strategically, not just collect them.
-
Goodyear Credit Card Review
The Goodyear Credit Card charges no annual fee and offers a guaranteed $50 rebate on your first $250+ purchase, but earns zero ongoing rewards after that. Here’s the real math on whether it’s worth it.
-
Discount Tire Credit Card Review
The Discount Tire Credit Card charges no annual fee but earns zero ongoing rewards — its only perks are a rotating Instant Savings promo and deferred-interest financing. Here’s the real math on whether it’s worth it.
-
Firestone Credit Card Review
The Firestone Credit Card offers 3% back rising to 4% at Firestone Complete Auto Care and other CFNA merchants, a $0 annual fee, and an immediate 5% first-purchase discount. Here’s the real math on whether this closed-loop store card is worth it, and how it differs from the separate Firestone Mastercard.
Get the 5 best credit cards for 2026 — free.
A no-fluff PDF with the top 5 cards right now, the math behind each one, and who each card actually makes sense for. No spam. Unsubscribe anytime.
By subscribing, you agree to receive the FinBedrock newsletter. We never sell your data.